Comparison guide

QBT Labs as a Dexter.cash alternative for AI agent payments

Teams evaluating AI agent payment products often look for an open-source path: code they can read, a signer they control, policies that satisfy compliance, and the ability to bring their own facilitator and chains. QBT Labs ships that stack: x402-compatible payments, AMP-style channels, encrypted vault, signer isolation, and a spend policy engine.

Capability
QBT Labs
Dexter.cash (as referenced by users)

Delivery model

MIT-licensed open-source SDKs that teams self-host

Hosted agent payments product

Per-call payments

x402-compatible HTTP 402 flow via @qbtlabs/x402

Product-managed payment rails

High-volume sessions

AMP-style payment channels for repeated calls

Product-mediated metering

Signer model

Encrypted vault with process-isolated signer

Hosted / custodial signer

Spend policy

Per-agent caps, daily limits, recipient allowlists, chain restrictions

Product configuration

Receipts

Per-call receipt with request ID, amount, asset, chain, recipient, status

Product reporting

Chains

Base, Solana, Cardano; pluggable

Defined by the product

Facilitator

Bring your own facilitator

Product-managed

Code access

Source, packages, and integration patterns are open

Product API surface

Own the signer

Raw private keys never touch agent memory. The signer runs in a separate process behind a Unix socket, with an encrypted vault and policy checks at every signature.

Policy-first spend

Set per-agent caps, daily limits, recipient allowlists, and chain restrictions. Wallets without policy are dangerous; policy is what makes autonomous payment safe in production.

x402 plus channels

Start per-request with x402 for paid APIs and MCP tools. Move heavy sessions to AMP-style channels that deposit once and settle periodically.

When QBT Labs is the better fit

  • You want open-source code, not just a hosted dashboard.
  • You need a non-custodial signer with policy checks at every call.
  • You need to plug in your own facilitator or chain.
  • You are monetizing your own APIs or MCP tools for autonomous agents.
  • You need receipts and audit logs that map to billing and compliance.
  • You are embedding payments into a larger agent platform you operate.

Run agent payments on infrastructure you control

QBT Labs gives you the open-source primitives — x402, AMP-style channels, encrypted vault, signer isolation, policy, and receipts — that production autonomous payments need.